Tuesday, October 20, 2009

Insurance news: toddler denied insurance for being too small, the public option lives on, and credit scoring in TX

The Huffington Post picks up another strange denial out of Colorado. Parents of small children watch out:

The parents of a two-year-old girl in Colorado are unable to attain health insurance for their daughter because the insurer, United Healthcare Golden Rule, claims she is too small. In a letter sent to the family of the child, Aislin Bates, United Healthcare Golden Rule writes, "we are unable to provide coverage for Aislin because her height and weight do not meet our company standards."
And just when you thought it was dead, the public option lives on thanks to independents and senior citizens. According to the Washington Post, a new poll shows a clear majority of Americans now support creating a government operated health plan to compete with private insurers:

On the issue that has been perhaps the most pronounced flash point in the national debate, 57 percent of all Americans now favor a public insurance option, while 40 percent oppose it. Support has risen since mid-August, when a bare majority, 52 percent, said they favored it. (In a June Post-ABC poll, support was 62 percent.)
A news analysis of the impact of credit scoring on minorites comes out of Texas:

A Dallas Morning News analysis of rates that major insurers filed with the Texas Department of Insurance indicates that drivers and homeowners in the northern
part of the state with poor credit ratings pay on average at least 35 percent more for insurance than people with good credit, even when other factors, such as driving records and recent damage claims on homes, are the same.

Read the full story here.

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